"Premier Money Market Account"
Earn money market rates on the following tiered balances:
| Tier |
[APY]** |
RATE |
| $2,500 - $9,999.99 |
.25% |
.25% |
| $10,000 - $24,999.99 |
.30% |
.30% |
| $25,000 - $49,999.99 |
.35% |
.35% |
| $50,000 + |
.40% |
.40% |
DDA Accounts
| Term |
Rates* |
(APY)** |
Min. Deposit To Open Account |
Min. Balance To Obtain APY** |
| NOW |
.15% |
.15% |
$1,000.00 |
$1,000.00 |
| Passbook Savings |
.15% |
.15% |
$100.00 |
$100.00 |
CD Rates
| Term |
Rates* |
(APY)** |
Min. Deposit To Open Account |
Min. Balance To Obtain APY** |
| 3 Months |
.45% |
.45% |
1,000.00 |
1,000.00 |
| 6 Months |
.80% |
.80% |
1,000.00 |
1,000.00 |
| 12 Months |
1.00% |
1.00% |
500.00 |
500.00 |
| 18 Months |
1.50% |
1.50% |
500.00 |
500.00 |
| 30 Months |
1.75% |
1.75% |
500.00 |
500.00 |
| 36 Months |
2.50% |
2.50% |
500.00 |
500.00 |
| 48 Months |
2.75% |
2.75% |
500.00 |
500.00 |
| 60 Months |
2.85% |
2.85% |
500.00 |
500.00 |
IRA Accounts
| Term |
Rates* |
(APY)** |
Min. Deposit To Open Account |
Min. Balance To Obtain APY** |
| 1 Year |
1.25% |
1.25% |
$500.00 |
$500.00 |
| 2 Years |
1.75% |
1.75% |
$500.00 |
$500.00 |
| 3 Years |
2.75% |
2.75% |
$500.00 |
$500.00 |
ALL ACCOUNTS INSURED TO $250,000 BY THE F.D.I.C.
*EFFECTIVE December 1, 2009
**Annual Percentage Yield
A penalty may be imposed for early withdrawl.
Fees could reduce the earnings on the accounts.
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